One blanket policy. Every member's rig and credentials.
Everyone who joins as a first responder is connected on one group policy covering their vehicles and certifications — with the goal of a lower rate than what you pay now.
Your vehicles
Trucks, SUVs, UTVs, trailers, boats, aircraft and drones — land, air and sea under one policy.
Your certifications
Protection for the licenses and credentials you've earned: EMT, fire, pilot, captain, Part 107 and more.
When you show up
Coverage designed around volunteer response, whether you bring a winch or a case of water.
Every first responder who signs up
- Veteran
- EMT / Paramedic
- Fire
- Law Enforcement
- Active / Reserve Military
- Nurse / Medical
- Coast Guard / Marine Rescue
- Air Medical / Rescue Aviation
- Search & Rescue
- 911 Dispatch / Emergency Mgmt
Community members are just as welcome on Mötö Gerát — the group insurance rate is for members with a first-responder background (current, off-duty, retired or former).
- 01
Join as a first responder
Pick your service background on your profile.
- 02
Tell us what you pay now
Share your current provider and monthly premium.
- 03
Get your member rate
We compare and come back with a group-policy offer.
Request your member rate
Join or sign in to request a quote.
Coverage is offered through licensed insurance partners. Rates, terms and availability vary by state and are subject to underwriting. Submitting a request does not bind coverage.